Live Smarter and Better
🏠 Early access — join the waitlist

The Financial Layer for How Africa Lives

Book hotels, find shortlets, finance your rent, build your housing credit score — all in one platform. Every wall has a reason. Every space, a story.

🏠
Verified homes
💰
Flexible rent plans
🔒
Funds go to landlord
📊
Build housing credit
Features
Everything housing, one platform
Stop switching between booking apps, bank apps, and landlord WhatsApp groups.
🏨

Hotels & Shortlets

Book verified stays across Nigeria. Instant confirmation, real reviews, flexible cancellation.

💰

Shelfund Financing

Split rent into monthly payments. Up to 9 months for rentals, 3 months for shortlets. Shelfund and partner lenders compete for your rate.

📊

Sheltium Score

Build a housing credit score from your rent history, property care, and tenancy duration.

🏠

Tenant Dashboard

Manage lease, maintenance, utilities, and landlord communication from one place.

🏦

Dedicated Bank Wallet

You can fund, withdraw and track all transactions with ease.

🛡️

Verified Properties

Every listing inspected. Amenities verified: 24/7 power, security, pool, parking, and more.

How it works
Four steps to better living
01

Discover

Browse hotels, shortlets, or rental homes. Filter by amenities that matter to you.

02

Book or Apply

Secure your stay instantly or apply for a rental with your Sheltium profile.

03

Shelfund

Pay in full or use Shelfund. Lenders compete. Funds go directly to your landlord.

04

Build Score

Every payment builds your Sheltium Score, unlocking bigger opportunities.

752Excellent
Sheltium Score

Your credit passport for housing

Traditional credit scores don't work for renters. Sheltium Score is built on how you actually live.

Qualify for rent financing up to ₦5M
Lower interest rates from partner lenders
Priority access to premium listings
Portable across landlords and cities
Testimonials
Loved by renters across Nigeria
★★★★★
"I was stressed about December rent. Sheltium split it into 6 months and I didn't need a guarantor."
C
Chioma A.
Lagos, Tenant
★★★★★
"The Sheltium Score is genius. My landlord renewed my lease at a discount because of my rating."
E
Emeka O.
Abuja, Tenant
★★★★★
"Booked a shortlet for a work trip and the whole experience was seamless. The Sheltium wallet makes payments easy."
A
Aisha M.
PH, Remote Worker

Join the waitlist

Be the first in when Sheltium launches in your city. No spam — just your spot in line.

Add your email or phone — whichever you prefer (at least one).

Dashboard

⏰ RENT DUE IN 12 DAYS
₦1,800,000 due May 8
Ikeja GRA Apartment · 3 Bed
🛡️ Sheltium Score
752
+12 this month · Qualify for ₦2.5M
📈 Financing Limit
₦2.5M
Pre-approved · 4 lenders

Quick Actions

Trending Near You

Homes to Rent

🔍 Search by city, area, or property name...
AMENITIES
🏠
Ikeja GRA Apartment
3 Bed · 2 Bath · 110 sqm
Active Lease
Next Payment
₦1.8M
May 8, 2026
Lease Ends
348 days
Auto-renew on
Landlord
Mr. Adeyemi
< 2hrs response

Home Services

Available Balance
₦847,320
📈 +₦125,000 this month
DEDICATED WALLET
2088 4412 7790
Financing Limit
Based on Sheltium Score 752
₦2,500,000

Upcoming Payments

Rent — Ikeja GRA
Due in 12 days
₦1,800,000
Pre-approved offers
4 lenders competing — rates from 16% APR
A
✎
Adaeze Okafor
Member since 2024 · Lagos
Sheltium Score
752Excellent
Rank
Top 15%
Max
₦2.5M
Trend
↑ +12
Score Breakdown

Your KYC Tier Tier 2 of 3

Tier 1 · Browse
✓
Email + phone OTP. Browse properties, save favourites.
Tier 2 · Book
●
+ NIN + Sheltium wallet. Book shortlets/hotels, fund wallet.
Tier 3 · Rent
○
+ Address, employment, guarantor. Rent + financing.

Account Verification

📧
Email Verification
OTP sent to ad***@gmail.com
Verified ✓
📱
Phone Verification
OTP sent to +234 *** *** 4421
Verified ✓
🆔
NIN Verification
National Identity Number
Verified ✓
🏦
BVN Verification
Verified during wallet creation
Verified ✓
📄
Proof of Address
Utility bill or bank statement
Upload
💼
Proof of Employment
Employment letter or payslip
Upload

Landlord Details (for Financing)

Financing is disbursed directly to your landlord. Please provide accurate landlord information.
Need help? Reach us through any of these channels.
💬
Live Chat
Chat with an agent now. Average response: 2 mins.
📧
Email Support
support@sheltium.com — We reply within 4 hours.
📞
Phone Support
+234 800 SHELTIUM — Mon–Sat, 8am–8pm
📱
WhatsApp
+234 901 234 5678 — Quick responses via WhatsApp.
🐦
Social Media
@sheltium on Twitter/X, Instagram, LinkedIn.
📚
Help Center
Browse FAQs, guides, and tutorials.

Common Questions